For the pain and suffering you experience as a result of the accident whether short-term or long-term. Anticipated future costs eg. Nursing care; needing special equipment. Anticipated future loss of earnings e.g. Inability to do the job you had or having to take a less well paid job; In other words has the injury resulted in the person being handicapped in the labour market.

These are your losses calculated in monetary terms incurred by you between your accident and your trial date and include such things as loss of wages in that time; damaged clothing and repairs to your car; cancellation fees for lost holiday.

If there is a "measurable" chance that you will develop a serious disease or that you will seriously deteriorate in the future then the Court, instead of making a once and for all payment, can look twice at the issue of damages. It only gives two chances to the Court and only in limited cases. It is often difficult for people to understand how damages work and for ease of reference we have created the following example for illustration purposes only.